Two good reasons to introduce yourself to Ulland: fixed-income returns and oil fields. As the state's chief bank regulator under Gov. Arne Carlson, the special expertise Uuland gained helped him formulate his boutique investment firm's fixed-income strategy, which is yielding more than 7 percent, thanks in large part to bank securities. Care to dip your toe in some black gold? Ulland also specializes in analyzing and investing in the publicly traded oil and gas companies involved in the Bakken oil field in western North Dakota.