Everyday Banking as a Force for Good
Like all banks, Sunrise Banks uses customer deposits to help fund loans. The difference is that Sunrise gives customers a choice in how their money can be put to work. Through our Ethical Banking Program, customers can align their deposits with causes they care about, supporting initiatives that strengthen communities and advance environmental stewardship.
As more consumers seek transparency and purpose driven financial services, Sunrise Banks has developed innovative banking solutions that help customers connect their everyday financial decisions to measurable outcomes. Through two distinct pathways, Net Zero Banking and Community Impact Banking, customers can direct their deposits toward projects that reflect their values.
Supporting a More Sustainable Future
BY THE NUMBERS
70%
the percentage our Net Zero Deposits program grew in 2025
$7.4 Million
the balance of Net Zero Deposits allocated to corresponding Net Zero-eligible loans.
36%
the percent our financed greenhouse gas emission intensity has gone down since 2022
$261 Million
the amount designated to Community Impact Deposits in 2025, allocated to projects like affordable housing, small business and nonprofit support
7600
jobs created or retained in low-to-moderate income communities via the 92 projects we have helped fund through the New Markets Tax Credit (NMTC) program
62%
the percentage of the Sunrise Banks lending portfolio that is directed to low-to-moderate income communities
Through Net Zero Deposits, customers can designate funds from their checking, savings, or certificate of deposit (CD) accounts to support financing for projects that actively reduce or avoid carbon emissions. These projects may include energy-efficient building upgrades, clean transportation initiatives, and green building construction.
The program is complemented by Net Zero Financing, which provides qualifying businesses and organizations with access to financing that supports environmental sustainability efforts. By connecting deposits and lending, Sunrise Banks helps accelerate initiatives that contribute to a lower-carbon future.
Investing in Stronger Communities
With Community Impact Deposits, customers can designate their deposits to support projects such as affordable housing, community services, and small business development. These deposits help direct capital toward initiatives that create opportunity and strengthen local economies.
Through Community Impact Lending, Sunrise Banks finances projects in communities with untapped economic potential, helping drive revitalization, development, and job creation. Many of these efforts are supported through innovative financing tools such as the New Markets Tax Credit program, which encourages investment in underserved communities
Making Every Deposit Count
At its core, the Sunrise Banks Ethical Banking Program is designed to make banking more intentional. Instead of wondering where their deposits are used, customers can choose to support projects that align with their values and help create meaningful change.
These small choices often create ripple effects. Choosing a bank that prioritizes social and environmental impact can help build stronger communities, expand economic opportunity, and support a healthier future for generations to come.
At Sunrise Banks, that’s what ethical banking is all about.
Learn more at sunrisebanks.com/ethical-banking.
Member FDIC. Equal Housing Lender.
