Minnesotans haven’t been known for their risk taking. That makes it especially difficult for start-up companies here to find investors who are willing to part with a pile of cash—which, to be fair, they may never see again. Hoping to offset some of our natural conservatism, state lawmakers this spring passed an angel investor tax credit. The 25 percent individual tax credit is designed to spur up to $48 million per year in new investments in emerging and high-tech start-ups in the state. Businesses and investors interested in qualifying need to be certified with the state.