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Commercial Banks - Top 25

Ranked by assets | List information taken from the 2013 Business Information Guide
Source: FDIC filings, bank representatives, and websites. If you were not contacted for this list but would like to be in the future, please contact research@tcbmag.com.
Note: All information is as of June 30, 2012, unless otherwise noted.
Bank
Address
Phone • Website
Founded/
MN offices/1
Employees2
2012 assets (000)
2011 assets (000)/3
Percent change '11 to '12
Deposits (000)/
Equity (000)
Percent return on assets/
Percent return on equity
Net loans and leases (000)/
Net interest income (000)
Percent risk-based capital/
Percentage leverage ratio
1
Bremer Bank, National Association
633 S Concord St.
South St. Paul, MN 55075
651-451-6822 • bremer.com
1932
28
271
$2,633,160
$2,629,837
0.13
$2,163,223
$258,963
0.98
10.04
$1,676,207
$42,267
12.59
8.18
2

KleinBank
611 Rose Dr.
Big Lake, MN 55309
952-361-0853 • kleinbank.com
1925
20
383
$1,525,691
$1,490,795
2.34
$1,282,549
$176,125
0.74
6.45
$674,636
$25,146
16.13
8.92
3
Frandsen Bank & Trust
116 Central St. W
Lonsdale, MN 55046
507-744-2361 • frandsenbank.com
1901
31
317
$1,434,099
$1,145,063
25.24
$1,198,116
$189,755
1.21
9.23
$803,519
$26,055
13.43
8.61
4
Anchor Bank, National Association
1570 Concordia Ave.
St. Paul, MN 55104
651-747-2900 • anchorbank.com
1923
15
282
$1,303,159
$1,249,680
4.28
$1,125,958
$122,878
0.69
7.43
$924,039
$25,004
12.92
9.21
5
Stearns Bank, National Association
4191 2nd St. S
St. Cloud, MN 56303
320-253-6607 • stearnsbank.com
1912
4
241
$1,289,929
$1,182,098
9.12
$907,318
$228,846
4.37
23.17
$1,020,852
$39,017
25.10
17.31
6
Merchants Bank, National Association
102 E 3rd St.
Winona, MN 55987
507-457-1100 • merchantsbank.com
1875
18
322
$1,266,843
$1,135,552
11.56
$1,028,017
$147,038
1.28
11.40
$811,217
$24,232
13.80
9.88
7
Central Bank
2270 Frontage Road
Stillwater, MN 55082
651-439-3050 • centralbnk.com
1988
14
294
$1,068,878
$769,629
38.88
$944,540
$81,612
1.76
23.82
$706,189
$24,995
16.43
7.33
8
Bremer Bank, National Association
720 Broadway St.
Alexandria, MN 56308
320-763-6622 • bremer.com
1919
7
97
$619,662
$583,845
6.13
$509,571
$55,193
1.23
13.49
$408,076
$11,173
13.75
8.94
9
American Bank of the North
117 Central Ave.
Nashwauk, MN 55769
218-885-2278 • ambnk.com
1920
19
183
$605,575
$637,704
(5.04)
$553,518
$38,812
0.32
5.12
$457,077
$10,137
9.51
5.97
10
Bremer Bank, National Association
500 Willmar Ave. SE
Willmar, MN 56201
320-235-1111 • bremer.com
1876
4
92
$597,735
$533,679
12.00
$530,366
$52,298
1.42
16.68
$456,283
$12,335
11.61
8.64
11
United Bankers' Bank
1650 W 82nd St., Ste. 1500
Bloomington, MN 55431
800-752-8140 • ubb.com
1975
1
95
$595,743
$624,606
(4.62)
$506,609
$59,153
0.83
8.64
$258,845
$7,824
18.63
9.65
12
Bremer Bank, National Association
1100 S Germain St.
St. Cloud, MN 56301
320-251-3300 • bremer.com
1920
5
91
$593,019
$573,106
3.47
$498,906
$57,498
1.70
17.48
$479,814
$12,831
12.61
9.87
13
Alliance Bank
105 E Lyon Ave.
Lake City, MN 55041
651-345-3311 • alliancebanks.com
1867
13
156
$584,946
$623,782
(6.23)
$506,287
$66,324
0.10
0.91
$433,807
$12,389
14.16
10.68
14
The First National Bank of Bemidji
1600 Paul Bunyan Dr.
Bemidji, MN 56601
218-751-2430 • fnbbemidji.com
1897
4
107
$567,573
$530,669
6.95
$451,554
$79,564
1.82
12.96
$266,414
$8,601
22.84
12.70
15
United Prairie Bank
1141 3rd Ave.
Mountain Lake, MN 56159
507-427-2422 • unitedprairiebank.com
1919
15
173
$565,601
$552,950
2.29
$490,852
$58,761
0.85
8.37
$398,209
$10,583
11.78
8.59
16
Eastwood Bank
109 S Mantorville Ave.
Kasson, MN 55944
507-634-4444 • eastwoodbank.com
1903
11
146
$542,012
$513,022
5.65
$451,274
$52,328
1.49
15.94
$342,944
$10,064
12.95
8.21
17
Premier Bank
2866 White Bear Ave.
Maplewood, MN 55109
651-777-7700 • premierbanks.com
1974
7
81
$536,657
$568,931
(5.67)
$480,689
$46,694
0.57
6.80
$378,546
$9,443
10.09
7.31
18
Vermillion State Bank
107 E Main St.
Vermillion, MN 55085
651-437-4433 • vermillionbank.com
1918
5
45
$491,040
$479,737
2.36
$422,583
$61,584
2.24
18.06
$284,640
$8,375
19.61
12.07
19
Minnwest Bank, M.V.
300 S Washington St.
Redwood Falls, MN 56283
507-637-5731 • minnwestbank.com
1941
8
88
$485,439
$498,854
(2.69)
$420,670
$50,749
1.24
12.40
$396,444
$9,269
13.28
10.08
20
Highland Bank
701 Central Ave. E
St. Michael, MN 55376
763-497-2131 • highlandbanks.com
1943
6
97
$463,703
$461,376
0.50
$354,332
$38,627
0.92
11.72
$222,708
$8,546
13.89
7.50
21
Heritage Bank, National Association
120 South St. W
Spicer, MN 56288
320-796-0215 • heritagebankna.com
1964
4
148
$458,848
$176,473
160.01
$393,068
$45,618
0.90
9.18
$249,197
$7,771
15.59
9.65
22
Bridgewater Bank
3800 American Blvd. W, Ste. 100
Bloomington, MN 55431
952-893-6868 • bridgewaterbankmn.com
2005
2
32
$435,207
$371,466
17.16
$398,022
$36,465
1.12
13.18
$351,845
$9,061
11.25
8.57
23
Citizens Alliance Bank
55 1st St. NW
Clara City, MN 56222
320-847-3702 • cabankmn.com
1902
7
71
$432,998
$344,009
25.87
$360,101
$45,647
1.06
9.99
$274,320
$7,153
12.74
8.91
24
Western Bank
663 University Ave.
St. Paul, MN 55104
651-290-8100 • western-bank.com
1915
5
71
$403,107
$365,997
10.14
$344,638
$51,026
1.76
13.96
$261,112
$8,446
18.24
12.17
25
Fidelity Bank
7600 Parklawn Ave.
Edina, MN 55435
952-831-6600 • fidelitybankmn.com
1970
2
46
$401,257
$317,151
26.52
$283,749
$72,339
1.88
10.49
$311,374
$6,701
17.74
13.25

1 As of October 18, 2012
2 Full-time equivalent
3 As of June 30, 2011